Privacy Policy

This system is committed to protecting your privacy and complying with the Credit Information System Act (CISA) and all applicable data protection laws.

1. Collection of Credit Information

By using this system, you agree to provide personal and credit-related information such as your name, contact information, identification details, financial records, and other necessary documents. These are collected solely for the purpose of consolidating and forwarding data to the Credit Information Corporation (CIC) in compliance with the CISA. Data will be deleted immediately after successful processing and submission.

2. Use of Information

The collected data will never be used for any internal evaluation, creditworthiness assessment, or application processing. This system functions only as a conduit to securely consolidate and forward required information to the Credit Information Corporation (CIC), and does not interpret, analyze, or make decisions based on your data.

3. Sharing and Disclosure

Your data will never be shared with any financial institutions, third parties, or credit bureaus. The information is used strictly to comply with CISA requirements and is securely forwarded directly to the CIC via their designated FTP site. No other use or disclosure is permitted.

4. Data Protection & Security

We implement strict technical and organizational security measures including encryption, secure transmission, and limited access. No data is stored permanently within this system. All sensitive data is deleted after successful processing and transfer to ensure full compliance with data minimization and privacy standards.

5. Your Rights

If you have questions or need assistance, contact our Data Protection Officer at art@dartsms.online.

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